Does your pharmacy need growth capital?

Apply for a                   

PharmLine

                        today!

Apply for a PharmLine
Small Business Loan!

Lines of Credit

              designed for

Pharmacy Owners

PharmLine powered by
CreditBench and Kapitus

CreditBench and Kapitus have created two of the top small business lending platforms that provide fast and easy ways for you to find the financing your pharmacy needs.

Most independent pharmacies experienced a significant FUNDING GAP in 2024 after DIR fees began being charged at the point-of-sale…

How did that impact your cash?

LET OUR EXPERIENCE IN FINANCE

SUPPORT YOUR EXPERTISE IN PHARMACY

How WE Can Help YOU

PharmLine Small Business Loan

FOR WELL QUALIFIED BORROWERS NEEDING LESS THAN $150,000 AND CAN WAIT 2 WEEKS FOR FUNDING

Current Rate 12.75%

Financing up to $150,000?
Credit score over 700?
More than 2 years in business?

TYPICALLY AS SOON AS 14 DAYS FROM APPLICATION TO CLOSE

YOUR BUSINESS DOESN’T HAVE TO BE 
PROFITABLE TO QUALIFY

Work with our partners at CreditBench!

PharmLine Express Funding

IF OUR PHARMLINE SBA BOLT LOAN DOESN’T MEET YOUR NEEDS, KAPITUS STILL HAS YOU COVERED

Financing over $150,000?
Credit score under 700?
Less than 2 years in business?

TYPICALLY AS SOON AS 2-3 DAYS FROM APPLICATION TO CLOSE

YOUR BUSINESS DOESN’T HAVE TO BE 
PROFITABLE TO QUALIFY

Get capital with Kapitus!

“A line of credit is like a parachute… it’s better to have one and not need it, than to need it and not have one.”

-Steve Jobs

PharmLine helps your pharmacy to thrive not just survive.

Our mission is to provide growth capital to ambitious entrepreneurs to build enduring, successful businesses.

As PBMs began assessing DIR fees at the point of sale, the need for liquidity is more important than ever.

THE PROBLEM

ADDRESSES FINANCIAL SHORTFALLS created by DIR fees

PROVIDES WORKING CAPITAL when growth squeezes your ability to acquire drugs

ENABLES BUSINESS EXPANSION to new classes of trade that require additional capital

OUR SOLUTION

WHERE TO START

  1. Apply (all we need is your name, pharmacy and contact info)

  2. Get approved (3-4 hour turn around time)

  3. Get funded (non-SBA products close as quickly as a few days)

Testimonials

  • Morry K.

    New York, NY

    “At a time where my business needed a short term influx of capital, you made the process a calming and simple task. When banks go strictly by their numbers, PharmLine made it essential to find out about my business and how it works. I would not hesitate to recommend your company to anyone needing a quick, short term influx of capital to continue focusing on their business instead of the daily juggle of cash flow. Thank you again for getting to know my business and myself, as well as making the process as easy as possible.”

  • Gregg P.

    Coventry, RI

    “I must say thru all my life’s lending experiences I have never come across a group so supportive and willing to fight for their customers. You looked way beyond our numbers and listened to our history/vision and believed in us. I want to thank you from the bottom of my heart. I certainly look forward to working with you in the future.”

  • Menachem B.

    Bridgeport, CT

    “I was very impressed with the way your company does business. The online application process is better than most of the competition. It makes a crucial difference to both existing and potential clients to deal with a solid base.”

  • Mark P

    Pekin, IL

    “PharmLine has been very easy to work with. Great communication, friendly people and quick decisions. Very refreshing to deal with genuine individuals who care about your success. Thanks PharmLine!”

  • Robert R.

    New York, NY

    “Thank you for your company’s kindness and professionalism. Our contacts have always been positive and you are a pleasure to work with.”

  • Mohammed H.

    Suffern, NY

    “Thanks for your help. With this support I am confident I will take my business to the next level and we will continue our business relationship for a very long time. My sincere gratitude.”

  • Laurie H.

    Wethersfield, CT

    “Our experience with Health Growth Capital has been nothing short of amazing! The company displayed a keen knowledge about the challenges facing today’s small health care businesses. They provided us with outstanding customer service and attention to detail to guide our business in the right direction. Thank you again for all that you have done!”

  • Nelson S.

    “McKesson referred me to HealthGrowth Capital when I was getting behind in my payments. HealthGrowth not only helped me secure $215,000 in working capital, they introduced me to resources that helped me turn my entire business around. HealthGrowth helped me in ways I never imagined a lender could and for that I am eternally grateful.”

  • James S.

    Austin, TX

    “Access to the right products AND the right kind of capital can make the difference between success and failure for a pharmacy. Safe Harbor and HealthGrowth Capital are partnered to provide both!”